Tips For A Fraud Free Holiday

Planning your next vacation? Whatever exciting adventure you embark on the next, keep in mind that there are many ways you can make your travels more secure, hassle-free and enjoyable. Here are some handy tips:
Before You Go

• Plan Your Holiday Securely - When booking your flight and accommodation online, make sure you use only websites you know, and trust, and via a secure browser - look for an "s" after the "https" in the web page address or URL.
• Get In Touch With Your Bank - Tell them where and when you will be travelling - this can help ensure that your card isn't flagged or blocked for unusual activity.
• Know The Emergency Contacts For Lost/Stolen Cards - Keep a record of your card details and customer service telephone numbers for reporting lost or stolen cards. Visa cardholder can call the toll-free number for getting assistance in the country you are visiting.
• Exchange A Small Sum Of Cash In Advance - It's best that you bring some exchange cash in the local currency of that destination so that you can pay for small expenses like the taxi fares.

While You Are There

• Keep Your Information Secret - Do not volunteer any personal information when using your payment card and never disclose your PIN to anyone - no one from a financial institution, the police or a merchant should ask for your PIN.
• Check Your Sales Receipts - Always double-check the information on the slips, including the currency you are being charged, before you make payment. And make sure you keep a copy of all receipts.
• Use The Hotel Safe Or Security Box - When sightseeing or going to the pool or beach, don't take all your valuable with you. Also, never leave cards unattended.
• Keep Your Credit Cards Safe - Avoid keeping all your cards in the same place - that way you won't lose everything if lost or stolen. In crowded areas, hold bags or wallets close to your body and use a money belt to safeguard your possessions.
• Contact Visa Immediately If Your Card Is Lost/ Stolen - Remember help is only a phone call away. Simply call the visa GCAS number provided in each country, and you will be linked to Visa customer care services that are available 24/7.

When You Are Back Home

• Check Your Receipts - Go through your receipts and make sure they reconcile with your statement.
• Contact Your Card Issuer If You Note A Discrepancy - If you see a charge you don't recognise or if you notice any inconsistencies, contact your financial institutions immediately.